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Butterflies do this because they need the chemicals they get from rotting fruit, mud, droppings, urine, and even detergent (they'll imbibe from soapy clothes) to make the pheromones they need to communicate with the opposite sex

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The ACA allows employer insurance plans in the small-group marketplace to charge tobacco users up to 50 percent more for premiums the tobacco surcharge if the employer offers a tobacco cessation program in which the employee fails to participate

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