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"A 67-year-old man smoker has got an average of six or seven more years to live, so a prudent approach here might be to withdraw the lot and enjoy the money while he can." He recommends that our man takes the 25% tax-free lump sum, and accepts that the remaining 75% will be taxed if and when he withdraws it as a lump sum maybe in stages to make sure his tax bill is minimised

If you only have 3045 minutes before dinner, a large-format cigar may set you up for disappointment

But you might want to act quick, because it also appears to be selling out at a rapid rate

When a person feels lonely for a long time, the brain perceives it as social insecurity or a threat

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Smoking profoundly affects both the quantity and quality of mucin production, leading to a thinner, less effective protective barrier